DO I NEED TO BE INSURED TO PARTICIPATE ON TRACK DAYS?

Mandatorily yes. Your common driving insurance for riding a motorcycle on public roads won't provide coverage for race tracks. You'll need to hire the Daily Insurance or, in case you're a regular on these tracks, we recommend you to get the annual Forfait.

This is an indispensable requirement and you won't be able to participate without the proper insurance.


WHAT'S THE ANNUAL FORFAIT?

The annual insurance or Forfait is a specific insurance providing coverage for the driving on speed circuits and kartings with paved track.
It's valid for a year starting on the date of hiring and costs the average of 100€ (taxes included).
It's personal and untransferable.

There are two versions for the Annual Forfait:
· Allianz (Motopoliza): recommended if you assist to spanish race tracks very often. Very good coverage, but more limited for race tracks outside Spain.
· RBG Sport Racing: recommended for riders who frequently participate on race tracks from both inside and outside Spain, for its coverage in and out of the country.

If you're a regular of race tracks, the Annual Forfait will be the most profitable choice. Otherwise, you'll have to pay 20€ (taxes included) of Daily Insurance for every Track Day you want to participate on.

Here in GF RACING, you'll be able to hire any of both (Motopoliza and RBG Sport Racing) insurances, based on your needs.


MOTOPOLIZA FORFAIT INSURANCE

You can hire it yourself by clicking on the banner located at the top of the home page.
The management and payment will act immediately, sending you an e-mail with your policy right after the hiring process. This insurance will be personal and untransferible, valid for a year.
We recommend you to print or save your Policy, keeping it with you during the track day sessions. If, unfortunately, you have an accident, these documents will help GF Racing in the management of your immediate medical attention.


MOTOPOLIZA INSURANCE COVERAGE

Age of the pilot: 4 to 60 years old
Uses: Private training, lessons 
Vehicles: Speed motorbikes , MiniBikes, Pitbikes, MiniGp, Minimotard, Supermotard, Scooters


· Healthcare: Specific medical center | Unlimited
· Post-accident coverage | 24 months
· Permanent Disability | 20.000€
· Decease | 12.000€
· Legal Defense | 0,00€
· Compensation due hospitalization | 0,00€/day
· Compensation due severe fractures | 0,00€
· Vital urgency | Any medical center
· Other urgencies | Concerted centers
· Availability after payment confirmation | Range of 48 hours
· Duration | Valid for one year
· Coverage outside Spain | Portimao, Estoril, Pau Arnós and Braga (Portugal)
· Medical assistance and transport for the injured (refund of medical expenses) | Up to 1.000€
· In this case, the insured will carry the expenses in Portugal, then Motopoliza will make a refund up to the quantity specified above.

You can hire this insurance through us by this link: Motopoliza


RBG SPORT RACING INSURANCE COVERAGE

Age of the pilot: 4 to 60 years old
Uses: Private training, lessons 
Vehicles: Speed motorbikes ,Minibikes, Pitbikes, MiniGp, Minimotard, Supermotard, Scooters


· Healthcare: Specific medical centers | Unlimited
· Post-accident coverage | 18 months
· Permanent disability | 12.000€
· Decease | 12.000€ (By law, this coverage will be replaced for funeral expenses on subjects under 14 years old).
· Legal Defense | 0,00€
· Compensation due hospitalization | 0,00€/day  (There's an option to add an extra 50€ to the price of this Forfait for getting subsidy coverage due hospitalization worth 100,00€/day).
· Compensation due severe fractures | 0,00€
· Vital urgencies | Any medical center
· Other urgencies | Concerted centers
· Duration | Valid for one year

Guarantees outside Spain
· Permanent disability | 12.000€
· Decease | 12.000€ (By law, this coverage will be replaced for funeral expenses on subjects under 14 years old).
· Healthcare: Specific medical centers | Unlimited (18 months)
· Insurance for ambulance transfer | Included (with medical prescription)
· Healthcare outside Spain | Included until up to 9,000€
· Transfer of the injured's vehicle | Included (severe accident)

NOTE When the coverage for healthcare expenses is hired without the mention of a specific quantity, and appears like "UNLIMITED", this will be practiced by the medical centers and doctors chosen upon agreement between insurer and insured. The insured may choose to be assisted on medical centers and qualified personal of his election, but this will be only covered by up to 3.000,00€, including healing and hospitalization expenses.
When the insured chooses this last option, it will automatically preclude the possibility to benefit from the option of unlimited expenses coverage. However, the insurer will pay the entire expenses derivated from urgency assistance or first aid, independently of who provides them.
Expenses derived from pharmacy and osteosynthesis material (external), won't be covered and will be paid entirely by the injured.

You can hire this insurance with us by purchasing this item: RBG Sport Racing Coverage


DAILY INSURANCE COVERAGE

Age of the pilot: 4 to 60 years old 
Uses: Private training, lessons 
Vehicles: Speed motorbikes 
Circuits: Any permanent race track (paved)

· Unlimited healthcare on specific medical centers, concerted by the insurer (Includes rehabilitation).
· Compensation due decease | 12.000€.
· Compensation due complete and permanent disability | 20.000€.
· Transport by ambulance for the injured (first and second transfer) | 1.200€.
· Prostheses, glasses, accoustic devices, orthopedics | Up to 1.800€.

IS IT A HEALTH, CIVIL LIABILITY OR DAMAGES INSURANCE?

This insurance covers the accidents of its owner inside race tracks. It is not a third party insurance and won't cover the damages inflicted to the motorbike. The damages you might cause with your motorbike or the ones inflicted to it won't be covered by this insurance.
It is not a health insurance either, but it does cover the physical injuries you may suffer due to a severe accident. It also covers first aid and healthcare due to accident.

WILL THIS INSURANCE COVER ME OUTSIDE SPAIN?

Yes:
With Allianz (Motopóliza) up to 1.000€
With RBG Sport Racing, up to 9.000€

WILL THIS INSURANCE COVER FOREIGN PILOTS?

Yes, both Forfait and Daily Insurance cover foreign pilots. In both cases the protocols and coverage will be the same for pilots from inside and outside Spain.

Note: They don't include repatriation due accident or healthcare inside the pilot's country of origin, but it does cover full assistance in Spain.


HOW TO GET DAILY INSURANCE

These insurances are managed by GF RACING. You'll have the option to hire it while making your enrollment for the Track Day of your choice.